UK Insurance

[steveww]

I am sure this has been covered hundreds of times before.

Just phoning around for quotes and it is a bit of a minefield. It would appear that the Z3MC falls in the no man's land between a classic and a modern.

I am looking for a classic policy: agreed value, limited milage, non main car.

Any advice / recommendation welcome.

[Fat Tony]

My recommendation would be to try Bridle Insurance

I've been so impressed with both their prices, flexibility and customer service that I now put most of my insurance needs through them.

[Dave P]

Also worth trying Classic Line 01455 639 000
they do special rates for BMW car club members.

[andrewturner]

+1 Bridle. 50% less than my renewal from REIS

[Spooks]

Adrian Flux for me this year.

I know John (Exdos) posted up a little while back about the agreed policy he has, cant remember with who though.

[petecossie]

When I still had my E46 M3 earlier in the year AF sent me my renewal, £545, up nearly 100 quid on last year. Tried Sky Insurance from the M3Cutters site and they came up with £592!!
Just for a bit of daft I cranked in comparethemarket.com, one advantage I suppose of being near pensionable age is Saga came up with £333. Also get a meerkat for my grandson.

Simples!!!

Later when I bought the the Z3MC but still had the M3 as well Saga couldn't do a piggy back insurance cover because they were two high perfornace cars involved. They did however do me another 12 month policy for the M3 - very reduced annual mileage and upped excess etc, that gave me a policy with full 60% No Claims for £244. I ran policy for 3 weeks until the M3 was picked up after being sold and they gave me a refund of £229 so it cost me £5 pound a week!! Brilliant. They didn't even charge me for swopping personal reg over either unlike some companies.

Seriously though you have nothing to lose, try comparethemarket. I also saved a bundle on house insurance on the same site. Motorbike insurance is next up.
What was amazing was the range of prices, some of the car ones going up to 2k!!!

[steve1968]

I have just renewed with classicline for 220 .

[ian]

Mines through RAC - under £300 includes commuting, 12K miles etc.

[Spooks]

You guys must be well old....!

[petecossie]

Oh forgot to add that the insurance with Saga for the Z3 MC worked out a bit cheaper at £288 Fully Comp.

[exdos]

I'm with ClassicLine; it covers me for all my mods, an agreed valuation plus trackdays.

[petecossie]

ClassicLine seem to be doing good quotes. Might give them a try come renewal time next year. It pays to shop around.

[johnnyb]

Suprising how cheap the coupe is to insure reading on here. I'm paying £239 at the grand old age of 45.

[Fat Tony]

I was with Classicline last year, but couldn't renew with them because they reduced the permitted annual mileage down to 2000 miles. When I originally too the policy out with them, they allowed 3000 miles (which was hard enough to stay within - just can't keep out of the MC, lol)

[maph]

Try a company called 'Need to insure' on 01623 720081.

I have had a classic policy with them for a couple of years, mods that are declared are covered at no additional cost and includes trackday cover (not that I use it).

I think that they tap into the same Aviva policies as Brindles but if you can bat quotes between them to keep them honest :)